This is ridiculous. I'm 80, I carry out 1 hour of vigorous exercise each day + walk 10,000 steps. I do not have a belly and neither I or my wife, who is an avid pickleball player, have drooping skin - yet. Maybe at 90. Most people after retirement do not exercise, eat properly, read, write, use their minds, volunteer, have a good and vigorous social circle, carry out yoga, have a great relationship with family and generally lead a vigorous healthy lifestyle or mind style. You have issues at 45? Give me a break,